Attention homeowners: Real estate appraisal services for in Portland and Multnomah County

Here are the top reasons Oregon homeowners order from Courtney Appraisal:

Find the right listing price (whether you're using an agent or selling the home on your own)
To challenge a property tax assessment in Oregon
To reduce their monthly mortgage payment by removing PMI
Reinstate your Home Equity Line of Credit (or HELOC)
To review another appraiser's report for verification
In the case of a divorce in the state of Oregon, where real estate property needs to be divided
To settle an estate in Oregon by determining the true market value of the property in question


	Own a house in or near Portland, Oregon and need help determining the price of it? Contact Courtney Appraisal.

At Courtney Appraisal, we understand the individual needs of a customer in need of appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale by Owner (FSBO)

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Professional appraisers, like the ones at Courtney Appraisal, will be objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your home will attract buyers. It's something tangible to show your buyer. An appraisal is an independent third party's opinion of your home's value -- not just you saying how much you think your house is worth. Interested buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to an expert appraiser's value opinion than yours.

Challenge Multnomah County's assessment of your property

Let's say you live in an area that's declining -- your local tax assessor may have your house overvalued. That only means you're most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. An appraisal from Courtney Appraisal is your #1 weapon when contesting your property tax assessment.

PMI Removal Appraisals

PMI stands for Private Mortgage Insurance. An attractive way to save money for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is less than 80% of the value of your home, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Courtney Appraisal is experienced in helping customers just like you remove unneeded and unwanted PMI insurance.

Recently got a freeze to your HELOC?

Your lender may make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area -- even if your specific property has not declined in value. This can be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow standpoint. Courtney Appraisal can help you reinstate your home equity line of credit with efficient appraisal.

We Also Provide Field and Desktop Appraisal Review Services

Have you just been given a copy of your appraisal and you would prefer to have a professional double-check it for precision or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? Courtney Appraisal offers field reviews where we go out and check the subject and comps in question. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Courtney Appraisal can help you with that. Even though most review work is requested by lenders for quality control, homeowners suspecting they've been the victim of mortgage fraud are wise to get a second opinion.